STARTING AN AGRICULTURAL BUSINESS WITHOUT MONEY. ( PART 3 )

 

You shall be far from disaster because of the anointing of God's favour upon you.
Good -Life Devotional: STARTING AN
AGRICULTURAL BUSINESS WITHOUT MONEY. ( PART 3 )
By Rev Michael Benson Ajayi
Ecclesiastes 9:10
"Whatsoever thy hand findeth to do, do it with thy might; for there is no work, nor device, nor knowledge, nor wisdom, in the grave, whither thou goest."
    The word  'findeth' in this scripture is the Hebrew word mâtsâ' , it means to appear , find , acquire , present . The opportunity to prosper will present itself and it's our responsibility to find them . Here is how to get about your agricultural business without money.
Tips to get started without money:
BORROW UNUSED LAND OR SPACE FROM FAMILY OR FRIENDS.
Join agricultural cooperatives or government youth farming schemes (e.g., N-Power Agro).
Barter your labor for access to land or tools. There is a bushy land that needs catering. Offer to clear it and farm on it .
URBAN FARMING  For city dwellers .
Urban farming is perfect for Nigerian cities like Lagos, Abuja, Port Harcourt, or Onitsha, where space is limited but food demand is high. Here are 20 urban farming business ideas you can start without money (or with very little capital):
1. SACK FARMING
Use old sacks or bags to grow vegetables like ugu, spinach, or tomatoes on a balcony, rooftop, or small backyard.
2. CONTAINER GARDENING
Grow herbs, vegetables, or even fruits in buckets, plastic bottles, or bowls—free and available in any home.
3. VERTICAL FARMING
Use walls, wooden racks, or hanging containers to grow crops like lettuce, basil, and scent leaf in small vertical spaces.
4. ROOFTOP FARMING
Convert a flat rooftop into a mini garden using drums, grow bags, or shallow basins. Great for leafy vegetables.
5. HYDROPONICS (LOW-COST STYLE)
Start with basic setups like plastic pipes or trays and nutrient solutions to grow crops without soil—even indoors.
6. MICROGREENS FARMING
Grow fast crops like wheatgrass,  mustard, or radish in trays. Ready in 7–10 days and can be sold to restaurants or health-conscious buyers.
7. HERB FARMING
Grow herbs like curry leaf, mint, uziza, or lemongrass in containers. Package and sell fresh or dried.
8. BACKYARD TOMATO FARMING
Tomatoes are high in demand. You can grow them in buckets or used rice bags with sunlight access.
9. MUSHROOM FARMING
Use a small, shaded area like your kitchen corner to grow oyster or button mushrooms in bags of sawdust.
10. UGU (FLUTED PUMPKIN) FARMING ON FENCE
Grow ugu on a fence or trellis for space-saving and high returns. Sell fresh leaves locally.
In our daily prayers we should seek a healthy appetite for God's word and zeal to overcome excuses .
PRAYER : Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to succeed .
+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com

STARTING AN AGRICULTURAL BUSINESS WITHOUT MONEY ( PART 2)

 Doors are being opened for you in high places for your breakthroughs because of the anointing of God's favour upon you.

Good -Life Devotional: STARTING AN AGRICULTURAL BUSINESS WITHOUT MONEY ( PART 2) 

By Rev Michael Benson Ajayi 

2 Kings 19:29

"And this shall be a sign unto thee, Ye shall eat this year such things as grow of themselves, and in the second year that which springeth of the same; and in the third year sow ye, and reap, and plant vineyards, and eat the fruits thereof."

  When Isreal was under siege by the Assyrians resulting in economic hardship God used agriculture to deliver them from poverty. They did not require money to grow the food.   Here are more ideas on how to start agricultural business with little or no money.

11. AGRO-CONSULTING SERVICES

Offer farm setup advice, training, or connect buyers and sellers even if you don’t own a farm.

12. PRODUCE AGGREGATION (MIDDLEMAN ROLE)

Help farmers sell crops like yam, cassava, or maize to buyers in cities or online. Earn commissions.

 13. ORGANIC FERTILIZER PRODUCTION

Collect waste and animal dung to make compost or organic liquid fertilizers for small farms.

 14. NURSERY FOR SEEDLINGS

Raise vegetable or fruit seedlings in containers and sell to local farmers or home gardeners.

15. FARM PRODUCE PACKAGING

Package garri, groundnuts, ogbono, or palm oil in small quantities for resale—partner with local producers.

 16. Online Farm Marketing

Help farmers list and promote their produce online through WhatsApp, Instagram, or Jiji.

17. GOAT REARING (COMMUNITY GRAZING)

Start with one or two goats and let them graze on free land. They are hardy and grow with time.

 18. PALM KERNEL COLLECTION AND PROCESSING

Help farmers gather palm kernels, crack them for oil or resale. You can collect and sell in bulk.

 19. FARM TOOLS RENTAL OR AGENT

Link farmers to tools like hoes, sprayers, or small tractors from owners and earn a service fee.

20. AGRIC EDUCATION/TRAINING CLASSES

Teach what you know about farming to youths or women’s groups—even in churches or online.

In our daily prayers we should seek a healthy appetite for God's word and a teachable spirit .

PRAYER: Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome poverty.

+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com

STARTING AN AGRICULTURAL BUSINESS WITHOUT MONEY. ( PART 1)

 Your family shall eat and be satisfied because of the anointing of God's favour upon you.

Good -Life Devotional: STARTING AN

AGRICULTURAL BUSINESS WITHOUT MONEY. ( PART 1) 

By Rev Michael Benson Ajayi 

Genesis 26:1,12

[1]And there was a famine in the land, beside the first famine that was in the days of Abraham. And Isaac went unto Abimelech king of the Philistines unto Gerar.

[12]Then Isaac sowed in that land, and received in the same year an hundredfold: and the LORD blessed him. 

  In a time of great economic hardship God delivers his people from hunger and poverty through agriculture as in the case of Abraham and Isaac. Agriculture is the surest way to end unemployment in any nation . 

  Agriculture is one of the most promising sectors in Nigeria—there’s always a demand for food. Here are some  agricultural business ideas you can start in Nigeria without money, or with very little capital, by starting small, using community resources, or partnering with others:

1. VEGETABLE FARMING (SMALL SCALE)

  Start with fast-growing crops like ugu, okra, spinach, or tomatoes in a small backyard or borrowed land.

 2. POULTRY FARMING (GROW-TO-SELL)

Raise a few broilers or layers in a small space. You can start by partnering with someone who has space or buy chicks on credit from hatcheries.

 3. CATFISH FARMING IN CONTAINERS

Use tanks, drums, or tarpaulin ponds. You can rent or borrow space to start with few fingerlings.

4. MAIZE FARMING (COOPERATIVE MODEL)

Join or collaborate with a cooperative that allows group planting and sharing of profits.

5. HERB AND MEDICINAL PLANT FARMING

Grow scent leaf, bitter leaf, aloe vera, or lemongrass around your home for local sales.

 6. SNAIL FARMING

Use plastic containers or small pens to rear snails at home—low cost and high demand.

7. BEEKEEPING

Start with a local wooden hive and catch wild bees. Honey is always in demand.

 8. GRASSCUTTER OR RABBIT FARMING

Start with a pair of rabbits or grasscutters in cages; they multiply fast and require little feed.

 9. DRY SEASON IRRIGATION FARMING

Use buckets or nearby water sources to grow vegetables in the dry season when prices are high.

 10. MUSHROOM FARMING

Use waste materials like sawdust to grow mushrooms in your kitchen or bathroom corner.

In our daily prayers we should seek a healthy appetite for God's word and humility to work.

PRAYER: Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome stagnation.

+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com

HOW TO START A BUSINESS WITHOUT MONEY ( Part 2)

 Doors for financial breakthroughs are being opened for you now because of the anointing of God's favour upon you.

Good -Life Devotional: HOW TO START A BUSINESS WITHOUT MONEY  ( Part 2) 

By Rev Michael Benson Ajayi 

Deuteronomy 16:15

"Seven days shalt thou keep a solemn feast unto the LORD thy God in the place which the LORD shall choose: because the LORD thy God shall bless thee in all thine increase, and in all the works of thine hands, therefore thou shalt surely rejoice. "  

The above scripture says God is obligated to bless the works of our hands resulting in abundance in supplies . Our responsibility is to give him what to bless in other to have our expected increase .Here are more business ideas you can start with little or no money .

11. HOME/OFFICE CLEANING

Start with friends and family; all you need is cleaning tools and energy.

12. HAIR STYLING/BARBING

Use your skills to offer services at clients' homes or roadside locations.

13. EVENT USHERING

Join event service companies or start your own team to work at weddings and parties.

14. RECYCLING COLLECTION

Gather used bottles, plastics, or scrap metal and sell to recycling centers.

15. ONLINE COACHING

Teach a skill you know (e.g., graphic design, baking, music) via WhatsApp, Telegram, or Zoom.

16. PERSONAL SHOPPING/STYLING

Help busy people pick clothes or groceries, earn through commissions or service fees.

17. RESUME/CV WRITING

Assist job seekers in preparing professional CVs and cover letters.

18. HOUSE PAINTING

Team up with skilled painters, get jobs from neighbors, and earn as an agent or assistant.

19. MC/HOSTING SERVICES

Use your public speaking talent at events like birthdays and weddings.

20. MINI IMPORTATION WITHOUT CAPITAL

Start as a sourcing agent—link buyers to suppliers from China or Dubai, get paid for facilitating.

Each of these ideas focuses on leveraging skills, effort, and connections instead of cash. The key is to start small, stay consistent, and reinvest your profit.  Learn to save money , no matter how little it may be.

  In our daily prayers we should seek a healthy appetite for God's word and humility to work and learn .

PRAYER : Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome poverty.

+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com

HOW TO START A BUSINESS WITHOUT MONEY ( Part 1)

 The curse  of poverty is broken because of the anointing of God's favour upon you 

Good -Life Devotional: HOW TO START A BUSINESS WITHOUT MONEY  ( Part 1) 

By Rev Michael Benson Ajayi 

1 Thessalonians 4:11-12

[11]And that ye study to be quiet, and to do your own business, and to work with your own hands, as we commanded you;

[12]That ye may walk honestly toward them that are without, and that ye may have lack of nothing. 

This scripture says every Christian should have a job or and a business to avoid corruption.  

  Here are business ideas you can start in Nigeria with little or no money, focusing on skills, creativity, and local needs:

1. FREELANCE WRITING

Offer content writing, blogging, or ghostwriting services to websites and individuals.

2. SOCIAL MEDIA MANAGEMENT

Manage social media accounts for small businesses and local influencers.

3. MOBILE PHONE REPAIRS (Apprenticeship First)

Learn phone repairs through mentorship, then start offering services with minimal tools.

4. TUTORING

Teach school subjects or exam prep (WAEC, JAMB, etc.) to students in your neighborhood or online.

5. ERRAND SERVICES

Run errands like grocery shopping, deliveries, and banking for busy professionals.

6. AFFILIATE MARKETING

Promote products online and earn commissions via platforms like Jumia Affiliate or Expertnaire.

7. DROPSHIPPING

Sell products online without owning inventory—only need a smartphone and supplier connection.

8. DIGITAL MARKETING SERVICES

Offer SEO, email marketing, or ad setup to local businesses after learning basic digital skills.

9. LAUNDRY/IRONING SERVICES

Start by helping neighbors or friends and grow by referrals.

10. CATERING/SMALL CHOPS

Start with home-cooked meals, puff-puff, or snacks to sell in your area or supply to offices.

 In our daily prayers we should seek a healthy appetite for God's word and humility and willingness to learn and work hard .

PRAYER : Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome poverty.

+2348035536911, +2348098536911 email

IDEAS GENERATE MONEY, NOT MONEY TO GENERATE IDEAS

 The yoke of stagnation and poverty is broken because of the anointing of God's favour upon you.

Good -Life Devotional: IDEAS GENERATE MONEY, NOT MONEY TO GENERATE IDEAS

By Rev Michael Benson Ajayi 

   Many people delay their dreams, waiting for money to start a business, believing that capital is the beginning of success. Yet, in Matthew 17:27, Jesus Christ demonstrated a powerful principle: “...go to the sea, cast a hook, take the first fish that comes up, and when you open its mouth, you will find a coin...” Instead of giving Peter money directly, Jesus gave him a divine idea that led to provision.

    The modern mindset often waits for money to begin, but scripture shows that ideas—especially those aligned with solving real problems—create wealth. God gives insight, not just income. In Deuteronomy 8:18, it is written: “But thou shalt remember the LORD thy God: for it is he that giveth thee power to get wealth...”—not wealth itself, but the power, which includes wisdom, understanding, and creative ideas.

Waiting for money leads to frustration, as urgent needs like food and survival consume what little is available. However, ideas target needs in society. Businesses thrive when they solve problems. In Genesis 41, Joseph interpreted Pharaoh’s dream and offered a strategic idea—store grain during years of abundance. This idea saved nations and brought Joseph into great wealth and honor. An example of this in the south eastern Nigeria is the Onitsha business model —emphasizing scalable, locally rooted innovation, supply chain dynamics, and community-driven entrepreneurship.

    Proverbs 8:12 says, “I wisdom dwell with prudence, and find out knowledge of witty inventions.” Every invention and breakthrough began as an idea. Instead of praying for money, ask God for wisdom and vision. When you solve a need, resources follow. Ideas attract money.

  In our daily prayers we should seek a healthy appetite for God's word and humility to learn from more experienced persons .

PRAYER: Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome poverty.

+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com

DEVELOP A SKILL TO OVERCOME POVERTY

 The yoke of financial starvation is broken because of the anointing of God's favour upon you.

Good -Life Devotional: DEVELOP A SKILL TO OVERCOME POVERTY

By Rev Michael Benson Ajayi 

   Poverty is not a spiritual gift, and God has given every believer the wisdom and capacity to rise above it. One powerful principle seen in Matthew 17:27 is how Jesus responded to a financial need—not by conjuring money out of thin air, but by sending Peter to use his fishing skill to find the coin to pay the temple tax. Peter was a fisherman, not a full-time preacher living off others. Jesus honored his skill and used it to meet a need.

   This challenges the idea that full-time ministry excludes working or business. On the contrary, Scripture encourages believers to be productive. Paul writes in 1 Thessalonians 4:11-12 (AMP): "Make it your ambition to live quietly and peacefully, and to mind your own affairs and work with your hands...so that you will behave properly toward outsiders [exhibiting good character, personal integrity, and moral courage], and be dependent on no one [in need of nothing]." This is a clear call to develop a skill and mind one’s business.

    Proverbs 22:29 says, “Do you see a man skilled in his work? He will stand before kings; He will not stand before obscure men.” Your skill is your gateway to prosperity and impact. Every Christian should aim to have both a job and a side business or trade.

   Ministry is important, but laziness masked as spirituality is not. 2 Thessalonians 3:10 makes it plain: “If anyone is not willing to work, neither let him eat.”

Develop a skill. God blesses the work of your hands—not your idleness.

 In our daily prayers we should seek a healthy appetite for God's word and humility to learn a skill to overcome poverty.

PRAYER: Heavenly Father forgive me of my sins against you I believe Jesus Christ died and was raised again for my salvation I receive him as lord and saviour and receive the Holy Spirit and power to overcome poverty.

+2348035536911, +2348098536911 email michaelbensonajayi@gmail.com